Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Life insurance isn’t just about planning for the worst — it’s about protecting the people who matter most. But is it worth the cost? Whether you’re debating a policy or wondering if you really need ...