When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit reports show how you manage your credit accounts, including payment history and current balances. However, not all creditors report to every credit bureau. This means your reports may look ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...