This article explores how a mortgage preapproval works, highlighting the benefits and drawbacks, and lists key best practices to help you use it wisely.

Application and funding times for personal loans vary by lender type and other factors, but you can take steps to speed up ...

Auto loan pre-approval is often touted as a way to get the best possible interest rate. However, it can also help you score a better overall deal on a car by solidifying your budget, showing you’re a ...

The easiest business loans to get approved for provide fast access to capital, but there are trade-offs for their speed and convenience. Many, or all, of the products featured on this page are from ...

A personal loan can be a smart way to pay off high-interest debt, cover emergency costs, or finance a big expense. But before you start applying, you'll want to understand all your loan-shopping ...

Applying for a personal loan may seem simple, but rushing into it without preparation can backfire. Banks do not approve loans casually; instead, they carefully analyze several eligibility factors ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Qualifying for a small-business loan isn't always straightforward. Here's what NerdWallet data says about the businesses that succeeded in getting funding. Many, or all, of the products featured on ...

The MarketWatch News Department was not involved in the creation of this content. DALLAS, Jan. 23, 2026 (GLOBE NEWSWIRE) -- Same day loans are designed to reach consumers underserved by traditional ...

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...