According to Fundera, around half of America's businesses are home-based. But setting up headquarters in your home doesn't mean your homeowners insurance will adequately protect your operation, so ...

CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

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