The GAP YEAR Retirement Strategy Canadians Are Missing (CPP & OAS Explained)

After my last couple videos about taxes, my comment sections filled with people claiming CPP and EI are “the government stealing your money.” So apparently it’s time to explain the difference between taxes, insurance, pensions, and payroll deductions…because some of y’all are emotionally fighting for your lives against basic actuarial math. In this episode of Canada: Explained, we break down: • What Employment Insurance (EI) actually is • Why EI is NOT a tax • How pooled-risk insurance works • W